Business
Business insurance is more than just paying a premium; it’s about protection. Protecting your assets, you, and securing your business future.
We all know what a fire can do to a business, but that’s not the only disaster than can happen which can have a major impact on your business. We hear frequently how climate change is having an effect on our weather patterns. Storm, cyclones and rainwater devastation is occurring all too frequently now, and without the right insurance your business could be at risk.
Property damage is not the only concern of the businessperson. What if you get sued because your product made someone sick, or one of your partners suddenly dies? Have you got the right cover? Do you really know what your business needs cover for?
From small business to large corporations we have the expertise to put together an insurance program to protect your business investment.
- Retail / Wholesale Business
- Professional Services
- Manufacturing
- Tradesmen
- Motor Trades
Contact us for an obligation free assessment of your business insurance requirements.
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Retail/Wholesale
As a business owner your speciality is knowing about your specific product and being responsible for the day to day running of your business. Dealing in an area which is unfamiliar to you like insurance, can be time consuming and confusing. At LEA Insurance Brokers, our brokers have many years experience and are able to offer advice on the appropriate selection of cover that is important to your business.
We have access to a superior range of policies designed to cover most contingencies for the business owner.
Contact us for an obligation free assessment of your business insurance requirements.
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Professional Services
Most insurance companies have special products to cover professional offices. Our expertise is in advising on the correct cover to suit your office and occupation.
Professional Indemnity is only one component of insurance that is vital to the professional, and getting the right cover can mean the difference between surviving a law suit and financial disaster.
Need to know more? Contact us and speak to one of our qualified representatives about your insurance requirements
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Manufacturing
Being a manufacturer presents different risks associated with your business that you are probably not fully aware of. It's not just about a fire occurring in your premise that can create a financial loss to your business, there is also the equipment you are using if it suddenly breaks down and you're on a deadline to have a job finished.
A manufacturers liability is another area where expertise is required to ensure the right policy provides protection in the event you are found legally liable at law. Does it change if you import or export your goods? Are there restrictions on some countries you export to?
For more information on what covers you need, contact us for an obligation free assessment of your insurance requirements
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Tradesmen
Trades people have special needs when it comes to insurance, and whilst there are specific "Trade Policies" in the market not all provide the covers needed for particular industries.
To ensure you get the right cover for your occupation, contact one of our brokers for an obligation free assessment of your insurance requirements.
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Motor Trades
Some insurers have now recognised that the motor trades industry has become a specialised field and as a result now provide a specific insurance policy to meet this type of market.
If your business is dealing in the sale, repair, supply of parts or accessories, fuels or lubricants for motor vehicles this policy could be right for you.
Contact us for expert advice and an obligation free assessment of your insurance requirements.
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Claims
We have a dedicated claims team with years of experience to help you through what can be a difficult and traumatic experience.
In most cases personal property claims do not require a claim form, and advising us of the details is all that is required to lodge a claim. For commercial claims however, this is not necessarily the case, and choosing the right claim form can be confusing.
We ask that all claims are notified through our office so we are able to provide advice and assistance from the initial contact, monitor the progress of your claim and ensure your interests are being protected until the claim is finalised.
You may contact us by phone to report a claim or simply use the Enquiry Form to have one of our team contact you.
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